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	<title>Christopher Swyer &#187; Inspiration</title>
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	<link>http://www.christopherswyer.com</link>
	<description>The motivational and inspirational musings of Christopher Swyer</description>
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		<title>Personal Development Coaching</title>
		<link>http://www.christopherswyer.com/22/personal-development-coaching/</link>
		<comments>http://www.christopherswyer.com/22/personal-development-coaching/#comments</comments>
		<pubDate>Sat, 21 Jun 2008 19:20:04 +0000</pubDate>
		<dc:creator>Christopher Swyer</dc:creator>
				<category><![CDATA[Inspiration]]></category>
		<category><![CDATA[personal development coaching]]></category>
		<category><![CDATA[Self-Help]]></category>

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		<description><![CDATA[Image by ?????? ???????™ ~ in london via Flickrby Donald k Aniston
Many people mistakenly believe that they cannot change their lives. They are stuck in a dead-end job that does not provide any enjoyment or their lives seem to be permanently on pause. It does not have to be that way though.
Always remember that nothing [...]]]></description>
			<content:encoded><![CDATA[<p><span class="zemanta-img" style="margin: 1em; float: right; display: block;"><a href="http://www.flickr.com/photos/9150940@N02/2598285680/"><img style="display: block;" src="http://farm4.static.flickr.com/3274/2598285680_108ef4f2a1_m.jpg" alt="???? ?? ??????? ???? ?? ??????? ?????? ~" title="Personal Development Coaching" /></a><span class="zemanta-img-attribution" style="margin: 1em 0pt 0pt; display: block;">Image by <a href="http://www.flickr.com/photos/9150940@N02/2598285680/">?????? ???????™ ~ in london</a> via Flickr</span></span>by Donald k Aniston</p>
<p>Many people mistakenly believe that they cannot change their lives. They are stuck in a dead-end job that does not provide any enjoyment or their lives seem to be permanently on pause. It does not have to be that way though.</p>
<p>Always remember that nothing is impossible. Just keep that in mind when you start setting your objectives and following life tips to achieving what you want.</p>
<p>Personal development coaching occurs in steps. Step one is to analyze your current living situation. No, this is not referring to where you live or with whom you cohabitate.</p>
<p>It is about taking a good, long look at your life. Are you happy with your workplace? Are you happy with your personal relationships? This is about taking an inventory or stock of your life and recognizing in what areas helpful, <a href="http://kevinbauer.net" target="_blank" title="leadership">leadership</a> mentoring could make a difference.</p>
<p>The second step involves telling your coach consultant what your goals are. He or she cannot tell you what you should aim for, that is your job to let them know what it is you want out of life. Just remember to set reasonable goals. You may want to conquer a fear of heights or learn how to make the most out of relationships. It is okay to set a series of small goals rather than one large goal.</p>
<p>Step four is the final part of the plan. It is now time to start implementing the changes that you will need to make in order to succeed and make your end objectives a reality.</p>
<p>Personal development coaching comes full circle and you can finally see how you really want things to be. Your coach will prove to be a valuable asset in this learning process and can provide you with the appropriate motivation in order to see things through to completion. Good luck on your journey!</p>
<p>Make sure you check out Donald K Aniston&#8217;s tips on <a href="http://www.coachingfast.com/life-coach/life-coach.php">life coaching courses</a>, or <a href="http://www.coachingfast.com/personal-development-coach/personal-development-coach.php">coch for personal development</a>. You don&#8217;t want to take any chances.</p>
<p><a href="http://articledirectorystore.com" target="_blank" title="Article">Article</a> Source: http://www.uberarticles.com/<a href="http://articledirectorystore.com" target="_blank" title="articles">articles</a></p>
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		<title>Spiritual Growth: the Spiritual Challenge of Modern Times</title>
		<link>http://www.christopherswyer.com/21/spiritual-growth-the-spiritual-challenge-of-modern-times/</link>
		<comments>http://www.christopherswyer.com/21/spiritual-growth-the-spiritual-challenge-of-modern-times/#comments</comments>
		<pubDate>Tue, 22 Apr 2008 22:54:00 +0000</pubDate>
		<dc:creator>Christopher Swyer</dc:creator>
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		<description><![CDATA[Image by Swamibu via Flickr
by Kim and Charles Petty
To grow spiritually in a world defined by power, money, and influence is a Herculean task. Modern conveniences such as electronic equipments, gadgets, and tools as well as entertainment through television, magazines, and the web have predisposed us to confine our attention mostly to physical needs and [...]]]></description>
			<content:encoded><![CDATA[<p><span class="zemanta-img" style="margin: 1em; display: block; float: right;"><a href="http://www.flickr.com/photos/25182307@N00/2354967147" target="_blank"><img style="display: block;" src="http://farm3.static.flickr.com/2184/2354967147_9f02ee5611_m.jpg" alt="Light of faith shining through" title="Spiritual Growth: the Spiritual Challenge of Modern Times" /></a><span style="margin: 1em 0pt 0pt; display: block;">Image by <a href="http://www.flickr.com/photos/25182307@N00/2354967147" target="_blank">Swamibu</a> via Flickr</span></span><br />
by Kim and Charles Petty</p>
<p>To grow spiritually in a world defined by power, money, and influence is a Herculean task. Modern conveniences such as electronic equipments, gadgets, and tools as well as <a href="http://www.3nm.org/category/arts-entertainment/" target="_blank" title="entertainment">entertainment</a> through television, magazines, and the web have predisposed us to confine our attention mostly to physical needs and wants. As a result, our concepts of self-worth and self-meaning are muddled. How can we strike a balance between the material and spiritual aspects of our lives?</p>
<p>To grow spiritually is to look inward.</p>
<p>Introspection goes beyond recalling the things that happened in a day, week, or month. You need to look closely and reflect on your thoughts, feelings, beliefs, and motivations. Periodically examining your experiences, the decisions you make, the relationships you have, and the things you engage in provide useful insights on your life goals, on the good traits you must sustain and the bad traits you have to discard. Moreover, it gives you clues on how to act, react, and conduct yourself in the midst of any situation. Like any skill, introspection can be learned; all it takes is the courage and willingness to seek the truths that lie within you. Here are some pointers when you introspect: be objective, be forgiving of yourself, and focus on your areas for improvement.</p>
<p>To grow spiritually is to develop your potentials.</p>
<p>Religion and science have differing views on matters of the human spirit. Religion views people as <a class="zem_slink" title="Spirit" rel="wikipedia" href="http://en.wikipedia.org/wiki/Spirit" target="_blank">spiritual beings</a> temporarily living on Earth, while science views the spirit as just one dimension of an individual. Mastery of the self is a recurring theme in both Christian (Western) and Islamic (Eastern) teachings. The needs of the body are recognized but placed under the needs of the spirit. Beliefs, values, morality, rules, experiences, and good works provide the blueprint to ensure the growth of the spiritual being. In Psychology, realizing one&#8217;s full potential is to self-actualize. Maslow identified several human needs: physiological, security, belongingness, esteem, cognitive, aesthetic, self-actualization, and self-transcendence. James earlier categorized these needs into three: material, emotional, and spiritual. When you have satisfied the basic physiological and emotional needs, spiritual or existential needs come next. Achieving each need leads to the total development of the individual. Perhaps the difference between these two religions and psychology is the end of self-development: Christianity and Islam see that self-development is a means toward serving God, while psychology view that self-development is an end by itself.</p>
<p>To grow spiritually is to search for meaning.</p>
<p>Religions that believe in the existence of God such as Christianism, Judaism, and Islam suppose that the purpose of the human life is to serve the Creator of all things. Several theories in psychology propose that we ultimately give meaning to our lives. Whether we believe that life&#8217;s meaning is pre-determined or self-directed, to grow in spirit is to realize that we do not merely exist. We do not know the meaning of our lives at birth; but we gain knowledge and wisdom from our interactions with people and from our actions and reactions to the situations we are in. As we discover this meaning, there are certain beliefs and values that we reject and affirm. Our lives have purpose. This purpose puts all our physical, emotional, and intellectual potentials into use; sustains us during trying times; and gives us something to look forward to&#8212;a goal to achieve, a destination to reach. A person without purpose or meaning is like a drifting ship at sea.</p>
<p>To grow spiritually is to recognize interconnections.</p>
<p>Religions stress the concept of our relatedness to all creation, live and inanimate. Thus we call other people &#8220;brothers and sisters&#8221; even if there are no direct blood relations. Moreover, deity-centered religions such as Christianity and Islam speak of the relationship between humans and a higher being. On the other hand, science expounds on our link to other living things through the evolution theory. This relatedness is clearly seen in the concept of ecology, the interaction between living and non-living things. In psychology, connectedness is a characteristic of self-transcendence, the highest human need according to Maslow. Recognizing your connection to all things makes you more humble and respectful of people, animals, plants, and things in nature. It makes you appreciate everything around you. It moves you to go beyond your comfort zone and reach out to other people, and become stewards of all other things around you.</p>
<p>Growth is a process thus to grow in spirit is a day-to-day encounter. We win some, we lose some, but the important thing is that we learn, and from this knowledge, further spiritual growth is made possible.</p>
<p>Kim and Charles Petty,experts in <a href="http://articledirectorystore.com/category/real-eatate/" target="_blank" title="Real Estate">Real Estate</a> Market. For FREE Special Report and CD and to schedule strategy meeting on how you can make Six or Seven Figures A Year Buying and Selling Propertiesacross the USA &amp; overseas go to <a href="http://www.VirtualRealEstateInvestingProfits.com">VirtualRealEstateInvestingProfits</a> or call1-800-311-9228 This and other <a href="http://www.uberarticles.com/?id=216012">unique content &#8216;the Spiritual Challenge of Modern Times&#8217; <a href="http://articledirectorystore.com" target="_blank" title="articles">articles</a></a> are available with free reprint rights.</p>
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		<title>So, Just What Is Feng Shui?</title>
		<link>http://www.christopherswyer.com/20/so-just-what-is-feng-shui/</link>
		<comments>http://www.christopherswyer.com/20/so-just-what-is-feng-shui/#comments</comments>
		<pubDate>Sat, 24 Nov 2007 16:51:45 +0000</pubDate>
		<dc:creator>Christopher Swyer</dc:creator>
				<category><![CDATA[Inspiration]]></category>
		<category><![CDATA[Feng Shui]]></category>
		<category><![CDATA[Motivation]]></category>

		<guid isPermaLink="false">http://www.christopherswyer.com/?p=51</guid>
		<description><![CDATA[As we accumulate things in our life, we seem to grow more disenchanted. This has become so true that previously scoffed at Eastern Philopophies are getting another look in the West and no more so than Feng Shui.]]></description>
			<content:encoded><![CDATA[<p><span class="zemanta-img" style="margin: 1em; display: block; float: right;"><a href="http://commons.wikipedia.org/wiki/Image:%E8%A7%92%E6%A8%93.JPG" target="_blank"><img src="http://upload.wikimedia.org/wikipedia/commons/thumb/b/bb/%E8%A7%92%E6%A8%93.JPG/202px-%E8%A7%92%E6%A8%93.JPG" alt="Nightview of northeast tower of Forbidden City." style="border: medium none ; display: block;" title="So, Just What Is Feng Shui?" /></a><span style="margin: 1em 0pt 0pt; display: block;">Image via <a href="http://commons.wikipedia.org/wiki/Image:%E8%A7%92%E6%A8%93.JPG" target="_blank">Wikipedia</a></span></span>
<div style="font-style: italic;" class="uawbyline">by Aazdak Alisimo</div>
<p>As we accumulate things in our life, we seem to grow more disenchanted. This has become so true that previously scoffed at Eastern Philopophies are getting another look in the West and no more so than <a href="http://en.wikipedia.org/wiki/Feng_shui" title="Feng shui" rel="wikipedia" target="_blank" class="zem_slink">Feng Shui</a>.</p>
<p>Many people think of the mystical when Feng Shui is mentioned, but this traditional Chinese philosophy is more about creating a good living space for each of us. The basic belief is we need a harmonious place to just be and Feng Shui shows us how to make it.</p>
<p>At its outset, Feng Shui was actually known as Kan You, which mean the Laws of Heaven and Earth. As it evolved into the name Feng Shui, pronounced fung shway, it became more about placement of things and harmony with the environment.</p>
<p>Feng Shui proper wasn&#8217;t a philosophy, it was a way of life in ancient China. It was considered a form of astronomy and entire cities were laid out based on astronomical forecasts. <a href="http://www.3nm.org/category/politics/" target="_blank" title="Politics">Politics</a> were also based upon these readings.</p>
<p>Feng Shui was no passing trend in China either. At its most dominant, it was the guiding light of Chinese civilization for between 2,000 and 3,000 years. The fact that entire cities were organized upon it is truly amazing to think about.</p>
<p>In modern times, the influence of the philosophy is a shadow of its former self. One has to wonder if this is a good thing given the urban sprawl we see in many countries and the overall strife and unhappiness in the world.</p>
<p>In truth, modern Feng Shui has gone local. The largest applications are no longer cities, but individual projects where the purchase of land and building upon it are determined using the philosophy.</p>
<p>On a person level, Feng Shui can be implemented in and around your personal spaces at home and work to create harmony with the immediate environment. This, in turn, creates positive <a href="http://articlestown.com/go/free-energy.html" target="_blank" title="energy">energy</a> which attracts harmony in the rest of your life as well.</p>
<p>The truly bizarre thing is the philosophy is current barred in China. The versions we interface with are the Black Sect in the USA and Shen Dao Feng Shui in England. The schools have different views, but not harshly so.</p>
<p>So, is Feng Shui a passing fringe trend or something more? Given the fact it has existed longer than Christianity and makes the Chinese Communist Government nervous enough to ban it, it would seem to be here to stay.</p>
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<div style="font-style: italic;" class="uawabout">About the Author:</div>
<div class="uawlinks">Aazdak Alisimo writes about <a href="http://www.fengshuimonk.com">feng shui</a> for FengShuiMonk.com. Click here for other <a href="http://www.uberarticles.com/?id=35812&amp;p=310">unique &#8216;feng shui&#8217; <a href="http://articledirectorystore.com" target="_blank" title="articles">articles</a></a>.</div>
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		<title>Why Should I Exercise My Brain?</title>
		<link>http://www.christopherswyer.com/15/why-should-i-exercise-my-brain/</link>
		<comments>http://www.christopherswyer.com/15/why-should-i-exercise-my-brain/#comments</comments>
		<pubDate>Tue, 13 Nov 2007 10:20:13 +0000</pubDate>
		<dc:creator>Christopher Swyer</dc:creator>
				<category><![CDATA[Inspiration]]></category>
		<category><![CDATA[Brain]]></category>
		<category><![CDATA[Long-term memory]]></category>
		<category><![CDATA[Motivation]]></category>
		<category><![CDATA[Short-term memory]]></category>

		<guid isPermaLink="false">http://www.christopherswyer.com/?p=26</guid>
		<description><![CDATA[Even though the brain is not actually a muscle the brain does need to be exercised regularly so that it will continue growing and developing nerve connections that help improve memory. While studying the brain and how memory works scientist realized there were things that could be done to improve your long and short term memory.]]></description>
			<content:encoded><![CDATA[<p><span class="zemanta-img" style="margin: 1em; display: block; float: right;"><a href="http://www.flickr.com/photos/93452909@N00/2393361052" target="_blank"><img src="http://farm4.static.flickr.com/3253/2393361052_b4c6e9081a_m.jpg" alt="Brain Rules by John J Medina" style="border: medium none ; display: block;" title="Why Should I Exercise My Brain?" /></a><span style="margin: 1em 0pt 0pt; display: block;">Image by <a href="http://www.flickr.com/photos/93452909@N00/2393361052" target="_blank">brewbooks</a> via Flickr</span></span>
<div style="font-style: italic;" class="uawbyline">by Trevor Kassulke</div>
<p>Even though the brain is not actually a muscle the brain does need to be exercised regularly so that it will continue growing and developing nerve connections that help improve memory. While studying the brain and how memory works scientist realized there were things that could be done to improve your long and short term memory.</p>
<p>These things can include easy exercises like paying close attention as you hear new details so you can recall them better later. If you are nervous or distracted you may miss hearing something, like a person?s name, that you might want to recall later on.</p>
<p>It takes approximately eight seconds for memories to move from the short-term memory area to long-term storage areas. If you do not pay enough attention to details you can have difficulty remembering them later.</p>
<p>?Over-learning? is another common technique for strengthening memory. This is what a person does when they repeat a bit of information over and over again ? they are over-learning it so that there is more of a chance that it will be stored in long-term memory.</p>
<p>Like riding a bike, the other techniques may seem complicated at first but once you get the hang of it they become as natural as any other process.</p>
<p>Learning different techniques to improve your memory is often affected by the teachers you have. In example, some researchers will suggest that you chew gum to improve your memory and increase the amount of brain power you have. Others claim moving your eyes from side to side for at least thirty seconds can help your memory.</p>
<p>You probably know that a <a href="http://articledirectorystore.com/category/health-and-fitness/popular-diets/" target="_blank" title="diet">diet</a> based on fruits, vegetables, whole grains, and &#8220;healthy&#8221;  fats will provide lots of <a href="http://www.3nm.org/category/health-fitness/" target="_blank" title="health">health</a> benefits. This same <a href="http://articledirectorystore.com/category/health-and-fitness/popular-diets/" target="_blank" title="diet">diet</a> can also improve memory.</p>
<p>There is obviously no one method or technique that will improve memory for everyone. However, it is important to &#8220;exercise&#8221; the brain, otherwise the adage &#8220;use it or lose it&#8221; definitely applies to the brain.</p>
<div class="uawresource">
<div style="font-style: italic;" class="uawabout">About the Author:</div>
<div class="uawlinks">There are numerous ways to exercise your brain. It is a good policy <a href="http://memory-improved.com">improve your memory</a>. One way to do this is by <a href="http://www.memory-improved.com/shorttermmemory.html">short term memory exercises</a> This <a href="http://articledirectorystore.com" target="_blank" title="article">article</a> is available as a <a href="http://www.uberarticles.com/?id=35269&amp;p=310">unique content article</a> with free reprint rights.</div>
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		<title>Persuading with The Competitive Edge</title>
		<link>http://www.christopherswyer.com/14/persuading-with-the-competitive-edge/</link>
		<comments>http://www.christopherswyer.com/14/persuading-with-the-competitive-edge/#comments</comments>
		<pubDate>Thu, 08 Nov 2007 01:56:13 +0000</pubDate>
		<dc:creator>Christopher Swyer</dc:creator>
				<category><![CDATA[Inspiration]]></category>
		<category><![CDATA[Competition]]></category>
		<category><![CDATA[Motivation]]></category>

		<guid isPermaLink="false">http://www.christopherswyer.com/?p=21</guid>
		<description><![CDATA[I noticed something interesting at the gym.  The gym I go to is by no means a meat market. . . there are few mirrors, most of the patrons are really there to work out, not to see and be seen, the clientle, on the whole, seems to care about attaining or maintaining their health through exercise and that's their agenda as far as being there goes.]]></description>
			<content:encoded><![CDATA[<p><span class="zemanta-img" style="margin: 1em; display: block; float: right;"><a href="http://www.flickr.com/photos/73835403@N00/2427316817" target="_blank"><img src="http://farm4.static.flickr.com/3186/2427316817_2dc2a32449_m.jpg" alt="United States Olympic Triathlon Trials" style="border: medium none ; display: block;" title="Persuading with The Competitive Edge" /></a><span style="margin: 1em 0pt 0pt; display: block;">Image by <a href="http://www.flickr.com/photos/73835403@N00/2427316817" target="_blank">Diamondduste</a> via Flickr</span></span>
<div style="font-style: italic;" class="uawbyline">by Kenrick Cleveland</div>
<p>I noticed something interesting at the gym.  The gym I go to is by no means a meat market. . . there are few mirrors, most of the patrons are really there to work out, not to see and be seen, the clientle, on the whole, seems to care about attaining or maintaining their <a href="http://www.3nm.org/category/health-fitness/" target="_blank" title="health">health</a> through exercise and that&#8217;s their agenda as far as being there goes.</p>
<p>On occasion, despite this not being one of &#8216;those&#8217; kinds of gyms, I notice that I&#8217;ll be on a stationary bike or elliptical machine going at my pace and then someone will get on the machine next to me. My response is not conscious. I automatically pick up my pace a little. It could be that my other than conscious wants us to show off a little at how good we&#8217;re getting. Maybe it doesn&#8217;t want to be out done.</p>
<p>Conversely, I have also noticed if I get on a machine next to someone, they&#8217;ll often do the same thing. Most people have a high desire for competition. This drive may or may not be something we embrace. I&#8217;m a competitive person who embraces it. As a sales person I loved challenging myself using other people&#8217;s records as benchmarks. I would constantly challenge myself to double or triple what the other sales people around me were doing.</p>
<p>As resources become limited, competition escalates. Watch any show about animals and how they compete for water and food and mates. In the U.S., especially, we have managed to build our entire economy on the survival of the fittest. We don&#8217;t care about trade or cooperation, but compete for recognition, for money, for mates, for parking spots, for first in line. Ironically, when we&#8217;re done competing out in the real world, many of us enjoy watching other&#8217;s compete&#8211;sports, game shows, reality contests, beauty competitions. WE LOVE A GOOD COMPETITION.</p>
<p>My observation at the gym showed me that competition can be a huge incentive for self improvement. If I frame it as such, I can convince myself that by working out harder, showing them what I&#8217;m made of, I win. And really, everyone wins. We&#8217;re all in a context where we are doing ourselves good (unless fanaticism plays a role and injury strikes).</p>
<p>So how can this base instinct be used most effectively for selling our products or services? Well, we see it all the time. . . two gas stations across the street from each other with slightly different prices, the lower of the two deciding to take that much less for the product. I&#8217;m not suggesting you lower your prices by any means, but through framing, we can show ourselves, our products, our services, as the answer in the minds of our affluent prospects and clients. &#8216;I am by no means the cheapest, and in fact, I may be one of the more expensive realtors, but you really do get what you pay for.&#8217;</p>
<p>What is your relation to competition? Do you embrace it or shy away from it?</p>
<div class="uawresource">
<div style="font-style: italic;" class="uawabout">About the Author:</div>
<div class="uawlinks">Kenrick Cleveland teaches techniques to earn the <a href="http://www.3nm.org/category/business/" target="_blank" title="business">business</a> of affluent prospects using <a href="http://www.maxpersuasion.com">persuasion</a>. He runs public and private seminars and offers home study courses and coaching programs in <a href="http://www.maxpersuasion.com">persuasion techniques</a>. Don&#8217;t reprint this exact <a href="http://articledirectorystore.com" target="_blank" title="article">article</a>.  Instead, reprint a free <a href="http://www.uberarticles.com/?id=35069&amp;p=310">unique content version</a> of this same <a href="http://articledirectorystore.com" target="_blank" title="article">article</a>.</div>
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		<title>Cutting Credit Card Debt</title>
		<link>http://www.christopherswyer.com/12/cutting-credit-card-debt/</link>
		<comments>http://www.christopherswyer.com/12/cutting-credit-card-debt/#comments</comments>
		<pubDate>Sun, 04 Nov 2007 20:19:15 +0000</pubDate>
		<dc:creator>Christopher Swyer</dc:creator>
				<category><![CDATA[Inspiration]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Credit card]]></category>
		<category><![CDATA[Credit card debt]]></category>

		<guid isPermaLink="false">http://www.christopherswyer.com/inspiration/cutting-credit-card-debt</guid>
		<description><![CDATA[If you are like me,  you have built up a high credit card debt.  I know, I know, we've all heard THAT before.  Right?  What bill am I going to juggle this month?  I bet it's driving you up the wall.]]></description>
			<content:encoded><![CDATA[<p><span class="zemanta-img" style="margin: 1em; display: block; float: right;"><a href="http://commons.wikipedia.org/wiki/Image:Credit-cards.jpg" target="_blank"><img src="http://upload.wikimedia.org/wikipedia/commons/thumb/4/4f/Credit-cards.jpg/202px-Credit-cards.jpg" alt="Credit cards" style="border: medium none ; display: block;" title="Cutting Credit Card Debt" /></a><span style="margin: 1em 0pt 0pt; display: block;">Image via <a href="http://commons.wikipedia.org/wiki/Image:Credit-cards.jpg" target="_blank">Wikipedia</a></span></span>
<div style="font-style: italic;" class="uawbyline">by James Conner</div>
<p>If you are like me,  you have built up a high <a href="http://en.wikipedia.org/wiki/Credit_card_debt" title="Credit card debt" rel="wikipedia" target="_blank" class="zem_slink">credit card debt</a>.  I know, I know, we&#8217;ve all heard THAT before.  Right?  What bill am I going to juggle this month?  I bet it&#8217;s driving you up the wall.</p>
<p>Alright, take a chill pill.  Don&#8217;t be so fast to file for <a href="http://www.wealth-management-tips.com/category/main-content/debt-management/bankruptcy/" target="_blank" title="bankruptcy">bankruptcy</a>.  Bear in mind that it&#8217;s most advantageous for your creditor to work with you to bring things back into line.</p>
<p>Below are some ideas on helping you to control your credit card debt:</p>
<p>First, get ahold of your credit card issuer and let them know of your circumstances.  Ask them to lower your credit card&#8217;s interest rate, or for a reduced payment plan to repay. It&#8217;s quite possible that this may not have crossed your mind because I&#8217;m sure you are naturally polite.  It is in your best interest to remain courteous when dealing with your creditors.  Be firm, and polite, but  present yourself in a manner that tells them you know exactly what you are looking for and that you expect to receive it.  If you are not sure about what you are asking for, perhaps you might want to consider contacting a consumer credit couneling service with a reputable reputation.  There are lots of trustworthy firms in <a href="http://www.3nm.org/category/business/" target="_blank" title="business">business</a> where the main purpose is to assist you in negotiating with your creditors.</p>
<p>Next, quit using the credit cards.  Shred them, light them on fire (safely of course in a well ventilated area), or cut them up.  Do whatever is required to keep you from using them.  It will not help for you to continue feeding the problem by making even more debt.</p>
<p>This step can prove to be the most difficult of reducing your credit card debt.  Being addicted to spending money that you don&#8217;t have available to spend.  You have to quit- NOW.</p>
<p>Start by paying off the credit cards that have the higher interest rates.  Work from there.  How would you do that?   Concentrate your efforts on the high interest rate credit cards by paying more than the minimum payment that is due each month.  That payment is just designed to keep you obligated to the credit card companies for the longest amount of time possible.</p>
<p>The credit card companies aren\&#8217;t in <a href="http://www.3nm.org/category/business/" target="_blank" title="business">business</a> to lose money and it\&#8217;s in their best interest to keep you paying them for as long as possible.  Even a small amount extra each month pays off in a big way in the long run.</p>
<p>Finally, keep holding your chin high and keep looking up.  Lots of people such as yourself have started and successfully cut their credit card debt using these very steps.  You can too!.</p>
<p>Start Today!</p>
<div class="uawresource">
<div style="font-style: italic;" class="uawabout">About the Author:</div>
<div class="uawlinks">&#8220;James Conner&#8221; &#8211; To read alot more about credit card debt and getting control of your credit, visit the Where-To-Find.net <a href="http://www.where-to-find.net">Article Directory</a>, and read alot more about <a href="http://www.where-to-find.net"><a href="http://www.3nm.org/category/finance/" target="_blank" title="finance">finance</a> and credit cards</a>. Click here to get your own <a href="http://www.uberarticles.com/home.php?id=1967&amp;p=310">unique version of this article</a>.</div>
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		<title>Shields Up!</title>
		<link>http://www.christopherswyer.com/8/shields-up/</link>
		<comments>http://www.christopherswyer.com/8/shields-up/#comments</comments>
		<pubDate>Tue, 31 Jul 2007 00:38:55 +0000</pubDate>
		<dc:creator>Christopher Swyer</dc:creator>
				<category><![CDATA[Inspiration]]></category>
		<category><![CDATA[Philosophy]]></category>

		<guid isPermaLink="false">http://www.christopherswyer.com/inspiration/shields-up</guid>
		<description><![CDATA[I have been reminded a few times recently that people can be very strange.  Some will hate for no reason, some will love.
I think one of the biggest mistakes we can make as people with ambitions or dreams is to listen to those people in the world who want to pull you down and [...]]]></description>
			<content:encoded><![CDATA[<p>I have been reminded a few times recently that people can be very strange.  Some will hate for no reason, some will love.</p>
<p>I think one of the biggest mistakes we can make as people with ambitions or dreams is to listen to those people in the world who want to pull you down and destroy you for no reason other than jealousy, or because they can, or sometimes even because they love you and want to protect you from making mistakes.</p>
<p>If you care what everyone thinks about you, you will ultimately fail in whatever you try to achieve, because you CANNOT make everyone happy.  It&#8217;s impossible.</p>
<p>If you think whatever you are doing in life is right and good for YOU, then go for it.  Put your shields up, and don&#8217;t listen to the haters or the people that you think are wrong.</p>
<p>Take on board people&#8217;s constructive advice, yes, but if you think they are wrong, then you should go for it anyway.</p>
<p>Life is too short to not take chances that you might regret later in life just because you were trying to keep everyone happy.<br />
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		<title>A 4-Hour Workweek??!</title>
		<link>http://www.christopherswyer.com/7/a-4-hour-workweek/</link>
		<comments>http://www.christopherswyer.com/7/a-4-hour-workweek/#comments</comments>
		<pubDate>Thu, 14 Jun 2007 23:50:26 +0000</pubDate>
		<dc:creator>Christopher Swyer</dc:creator>
				<category><![CDATA[Inspiration]]></category>
		<category><![CDATA[4-Hour Workweek]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Timothy Ferriss]]></category>

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		<description><![CDATA[Image by gebl via FlickrSo this week I&#8217;ve spent a lot of time reading a book called &#8220;The 4-Hour Workweek&#8221; by Timothy Ferriss after having hearing about it on Woody Maxim&#8217;s excellent blog.
This book is incredible and has completely changed the way I think about how I work and spent the time in my week!
Timothy [...]]]></description>
			<content:encoded><![CDATA[<p><span class="zemanta-img" style="margin: 1em; display: block; float: right;"><a href="http://www.flickr.com/photos/55012801@N00/2315196233" target="_blank"><img src="http://farm3.static.flickr.com/2040/2315196233_df192953d0_m.jpg" alt="Timothy Ferriss (The 4-hour Workweek) @ etech" style="border: medium none ; display: block;" title="A 4 Hour Workweek??!" /></a><span style="margin: 1em 0pt 0pt; display: block;">Image by <a href="http://www.flickr.com/photos/55012801@N00/2315196233" target="_blank">gebl</a> via Flickr</span></span>So this week I&#8217;ve spent a lot of time reading a book called &#8220;<a href="http://www.amazon.com/4-Hour-Workweek-Escape-Live-Anywhere/dp/0307353133/ref=pd_bbs_sr_1/105-4209562-3113211?ie=UTF8&amp;s=books&amp;qid=1180811297&amp;sr=8-1">The 4-Hour Workweek</a>&#8221; by Timothy Ferriss after having hearing about it on <a href="http://www.woodymaxim.com/">Woody Maxim&#8217;s excellent blog</a>.</p>
<p>This book is incredible and has completely changed the way I think about how I work and spent the time in my week!</p>
<p>Timothy goes on to explain how a new bread of <a href="http://en.wikipedia.org/wiki/Entrepreneur" title="Entrepreneur" rel="wikipedia" target="_blank" class="zem_slink">entrepreneur</a> called the &#8220;New Rich&#8221; (NR) work and use their time.  Instead of the old model of working yourself to death with endless days and nights slogging away, the NR set up businesses that require very little or no time of their own to run.</p>
<p>This time can then be spent enjoying life to max and having &#8220;mini-retirments&#8221;.  Who wouldn&#8217;t want to have more time to spend with family, friends and just exploring the world and all it has to offer?</p>
<p>Especially surprising is the section about outsourcing your life and work.  You would be amazed at the things you can hire people to do very cheaply, especially when hiring from India and China where differences in currency strengh and other factors mean that you can get very cheap &#8220;virtual assistants&#8221; ready and willing to do whatever you need 24 hours per day.</p>
<p>It&#8217;s a $12 book folks, and an essential addition to your library of motivational and insprational works.<br />
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